AMG Sterling Financial 
AMG Sterling Financial 

Personalized Financial MANAGEMENT

Personalized Financial MANAGEMENTPersonalized Financial MANAGEMENTPersonalized Financial MANAGEMENT
Contact Us

Personalized Financial MANAGEMENT

Personalized Financial MANAGEMENTPersonalized Financial MANAGEMENTPersonalized Financial MANAGEMENT
Contact Us

At AMG Sterling Financial we aim to simplify the complicated dynamics of financial planning. We help you navigate financial decisions to create a plan tailored to your unique goals and circumstances.

Introduction

Andrea Gibbons

  

Hi, I'm Andrea. I have always had a passion for helping others and finance. I founded AMG Sterling Financial to bring my two passions to life. My goal is to make financial planning easy and approachable for individuals, families and businesses.  I have worked in the financial industry for over 30 years.


As an independent financial advisor, I have the flexibility to tailor my services to your unique needs while maintaining full control over the advice and strategies I provide. To ensure I can focus on delivering the highest level of personal attention and professionalism, I collaborate with a trusted partner agency, Winovich Financial.


I look forward to helping you pursue your financial goals.


Check the background of Ameritas Investment Company, LLC or your financial professional.

FINRA Broker Check

Experience

Andrea Gibbons

Andrea has a strong background in her field. With extensive experience from her time as a Financial Advisor at Wilcox Financial and VP of Client Development at Signature Bank. As a Private Banking Advisor at Huntington Bank, Andrea managed multi-million dollar portfolios, consistently supporting her clients' goals and expectations.


When she's not busy helping clients build their financial future, Andrea is deeply committed to giving back. She's a dedicated community leader having served or is currently serving on the Board of Directors for various local businesses and charities including the Parkinson's Foundation of Northwest Ohio, Paramount Insurance, the Boys and Girls Club of Toledo, Habitat for Humanity, the Toledo Humane Society, and The United Way.

services

Financial Planning & Management

Financial Planning & Management

Financial Planning & Management

   Working with you to create a comprehensive plan to manage your finances, including budgeting, saving, and investing. It aims to help you achieve your financial goals and ensure long-term financial stability.

Investments

Financial Planning & Management

Financial Planning & Management

 Your financial advisor provides guidance on investment opportunities, helping you build a diversified portfolio that aligns with your risk tolerance and financial objectives. This can include stocks, bonds, exchange traded funds, and other investment vehicles.

Annuities

Financial Planning & Management

Executive Bonus Program

  Annuities are financial products that provide a steady income stream, typically for retirees. Financial advisors can help you choose the right annuity based on your needs, ensuring a reliable source of income during retirement. Product guarantees are based on the claim paying ability of the issuing company.

Executive Bonus Program

Long-Term Financial Planning

Executive Bonus Program

    This is a compensation strategy used by companies to reward key executives. We can design and implement these programs to attract and retain top talent, offering bonuses that align with the company's goals and the executive's performance.

Income Tax Strategies

Long-Term Financial Planning

Long-Term Financial Planning

    Financial advisors develop strategies to minimize your tax liability, helping ensure you keep more of your hard-earned money. This can include tax-efficient investment strategies, deductions, credits, and other tax-saving opportunities.

Long-Term Financial Planning

Long-Term Financial Planning

Long-Term Financial Planning

     This involves creating a plan for your financial future, considering factors like retirement, education funding, estate planning, and more. The goal is to ensure you have a secure financial future and can achieve your long-term goals.

Financial Planning 101

What is financial planning?

Financial planning includes working with a financial planner who is your personal guide to build and support your financial journey.


Here's an overview of what may be included in financial planning:


Assess Your Financial Situation

Understanding your current financial status, including your income, expenses, debts, and assets.


Set Financial Goals

Identify and prioritize your short-term and long-term financial goals, such as buying a home, saving for retirement, or funding your children's education.


Create a Financial Plan

Based on your goals and financial situation, a comprehensive plan that outlines strategies for budgeting, saving, investing, and managing debt will be developed.


Investment Advice

Guidance on investment opportunities that align with your risk tolerance and financial objectives, helping you build a diversified portfolio.


Tax Strategies

Advice on tax-efficient strategies to minimize your tax liability and maximize your savings.


Monitor and Adjust

Regularly review your financial plan and make adjustments as needed to ensure you stay on track to achieve your goals.


Education and Support

Provide education on financial concepts and provide ongoing support to help you make informed decisions.

Contact us

Let's Chat

Send me a message, and tell me more about your financial goals and needs. 

I will get back to you soon to schedule a consultation.

AMG Sterling Financial 

Andrea Gibbons* andrea.gibbons@aicinvest.com (419) 461-0102 5755 Park Center Ct. Sylvania, OH 43615

Hours

Open today

09:00 am – 05:00 pm

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Testimonials

Long history of dedication and innovative strategies

I'm pleased to recommend Andrea Gibbons at AMG Sterling Financial. I've known Andrea for over 15 years. I initially met her at Signature Bank and gladly continued working with her when she became a financial advisor many years ago.


Andrea has consistently demonstrated the highest ethical standards and genuine dedication to her clients' interests. She has taken the time to truly understand my personal financial goals, the needs of my law firm, and the needs of my clients. I'm particularly impressed with her ability to offer innovative strategies when needed and conservative, practical approaches when appropriate. 


Andrea is always attentive to details while keeping the big picture in focus. Her combination of expertise and genuine care has been so impressive that I've recommended several colleagues and clients to her. I wholeheartedly recommend Andrea to anyone seeking a wealth management advisor who combines expertise with genuine care for her clients


Michael L.

Current client. No compensation received for this testimonial.


Forms

Customer Relationship Summary Ameritas Advisory Services (pdf)

Download

Customer Relationship Summary Ameritas Investment Company (pdf)

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Copyright © 2025 AMG Sterling Financial  - All Rights Reserved.


  

*Andrea Gibbons offers products and services using the following business names: AMG Sterling Financial or Winovich Wealth Partners – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services, LLC (AAS) – investment advisory services. AIC and AAS are not affiliated with AMG Sterling Financial or Winovich Wealth Partners or any other entity mentioned herein.


Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.

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